Opportunity Information: Apply for DHS 25 STORM 139 00 99
The Fiscal Year 2025 Safeguarding Tomorrow through Ongoing Risk Mitigation Revolving Loan Fund (STORM RLF) Program is a FEMA grant opportunity (Department of Homeland Security, FEMA) designed to help states, federally recognized tribal governments, the District of Columbia, and U.S. territories set up or strengthen revolving loan funds that they manage. The central idea is straightforward: FEMA provides grant funding to capitalize or recapitalize an entity-run loan fund, and that fund then offers low-interest loans to local governments that most need financial help to get hazard mitigation work done. Because it is a revolving loan fund, repayments flow back into the fund and can be loaned out again, helping create a longer-term financing tool rather than a one-time project award.
The program is focused on hazard mitigation, meaning actions taken before disasters happen to reduce the impacts of natural hazards. The practical outcomes FEMA is aiming for include fewer deaths and injuries, reduced damage to buildings and infrastructure, lower insurance costs over time, and a reduction in federal disaster spending after events occur. The benefits are meant to extend across whole communities, including homeowners, businesses, and nonprofit organizations, because mitigation projects carried out by local governments can protect residents, stabilize local economies, and reduce disruptions to essential services.
FEMA describes its primary priority as supporting entity revolving loan funds that can deliver low-interest loans to the local governments most in need of financing assistance. These loans can be used in two major ways: (1) to finance hazard mitigation projects in their entirety, or (2) to cover the non-federal cost share requirement for other FEMA Hazard Mitigation Assistance (HMA) programs or Stafford Act mitigation grants. That second use is important in practice because many communities struggle to come up with match funding even when they are otherwise competitive for federal mitigation grants; the STORM RLF structure can help a community meet those cost-share requirements without having to divert scarce general funds or delay projects.
Beyond the primary priority, FEMA also emphasizes several broader program goals. One is working with participating entities to better understand what capacity and capability they need to run these loan programs effectively. Another is supporting community-driven decision-making and promoting equity in how loan funds are distributed, so that the communities with the greatest need and least access to affordable financing are not left behind. FEMA also signals interest in supporting innovative and transformational hazard mitigation projects, aligned with the priorities referenced in federal law at 42 U.S.C. 5135(d)(3), indicating the program is not only about routine upgrades but also about encouraging forward-looking mitigation investments that can meaningfully change a community's risk trajectory.
This funding opportunity is listed as mandatory and uses a grant as the funding instrument type, under the disaster prevention and relief activity category (CFDA/Assistance Listing number 97.139). Eligible applicants include state governments, federally recognized Native American tribal governments, and other eligible entities as specified by FEMA, with coverage that explicitly includes the District of Columbia and U.S. territories. Applications must be submitted through FEMA Grants Outcomes (GO) at https://go.fema.gov/. The opportunity number is DHS 25 STORM 139 00 99. The posting indicates an original application closing date of 2025-09-30, and it was created on 2025-01-14. Award ceiling and expected awards are not specified in the provided listing, so applicants typically need to consult the full NOFO materials in FEMA GO for funding amounts, match requirements (if any), and detailed program rules.Apply for DHS 25 STORM 139 00 99
- The Department of Homeland Security - FEMA in the disaster prevention and relief sector is offering a public funding opportunity titled "Fiscal Year 2025 Safeguarding Tomorrow through Ongoing Risk Mitigation Revolving Loan Fund Program" and is now available to receive applicants.
- Interested and eligible applicants and submit their applications by referencing the CFDA number(s): 97.139.
- This funding opportunity was created on 2025-01-14.
- Applicants must submit their applications by 2025-09-30. (Agency may still review applications by suitable applicants for the remaining/unused allocated funding in 2026.)
- Eligible applicants include: State governments, Native American tribal governments (Federally recognized), Others.
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